For more than 25 years, Rate has been committed to delivering unmatched value to customers by redefining the mortgage experience. Built on the foundation of low rates, innovative technology, complete transparency, and exceptional customer service, we set out to make the lending process faster, easier, and more accessible for everyone.

From the beginning, we recognized that providing the best experience for customers also meant being the best partner for our employees and referral partners. By fostering a culture of positivity and opportunity, we have empowered people to improve their lives and achieve their dreams while driving innovation across the mortgage industry.

This vision has fueled remarkable growth. Within just three years, Rate became Chicago’s largest independent mortgage lender, and over the past two decades, we have continued to expand our reach nationwide. In 2023 alone, we funded more than $35 billion across all Rate companies a milestone that reflects our unwavering commitment to excellence and our mission to be the nation’s leading mortgage lender.