Sustainable Home Improvement Loans of Arizona (SHILA) is a nonprofit financial institution dedicated to helping Arizona homeowners make critical repairs and energy-efficient upgrades through affordable, transparent financing. By partnering with local contractors, municipalities, and community organizations, SHILA ensures that families have access to safe, comfortable, and sustainable homes. With flexible loan programs designed to serve all income levels—including those often underserved by traditional lenders—SHILA finances improvements such as HVAC replacements, roofing, solar, insulation, plumbing, and other essential upgrades. Through this mission, SHILA not only supports healthier homes but also strengthens local businesses and communities across Arizona.