Rial Financial Team is built on a foundation of experience, integrity, and a commitment to helping individuals and families secure their financial future. With more than three decades in the insurance and financial services industry, founder Tim Rial brings unmatched expertise in life insurance and investment strategies designed for education planning, retirement goals, and long-term security. Licensed in life and health insurance and holding FINRA Series 6, 7, and 63 registrations, Tim has the professional knowledge and credentials to guide clients through today’s complex financial landscape. His achievements include membership in the Million Dollar Round Table (MDRT), an international recognition of excellence within the industry, earned through dedication and proven results.

Beyond his professional accomplishments, Tim values the importance of connection and community. Alongside his wife, Lisa, he has raised four children in Carroll, Iowa, where family, faith, and service are central to daily life. Tim also serves as a Math Professor at Des Moines Area Community College and enjoys giving back through coaching, teaching, and mentoring. Whether in the office or on the ball field, his passion lies in helping others succeed, financially, personally, and beyond. At Rial Financial Team, every client relationship is approached with care, respect, and a tailored strategy designed to build confidence for today and peace of mind for the future.